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Credit Cards

Our Credit Card provides affordable rates as well as quick access to your account and local servicing. With our optional ScoreCard rewards program, you can earn one point for every dollar spent. Today’s office supplies could add up to a free business vacation tomorrow.

Features

  • Purchases have a low APR of 14.88%, whereas cash advances have an APR of 18%.
  • There are no fees for balance transfers, cash advances, or exceeding the credit limit.
  • Travel accident and car rental insurance are included.
  • Participation in our Scorecard Rewards Program is optional.
  • There is a $1.00 minimum interest charge.

Withdraw cash from ATMs, deposit funds, and make purchases in-store or online at shops

  • Convenient – Access your money whenever and wherever you want and make purchases at businesses in-store or online.
  • Flexible – You can also collect cash back at eligible merchants by using your PIN.
  • Secure – Prevents fraudulent purchases and is a safer alternative to carrying cash.

Withdraw cash from ATMs, deposit funds, and make purchases in-store or online at shops

  • Convenient – Access your money whenever and wherever you want and make purchases at businesses in-store or online.
  • Flexible – You can also collect cash back at eligible merchants by using your PIN.
  • Secure – Prevents fraudulent purchases and is a safer alternative to carrying cash.

Convert your virtual spare change into real savings!

When you use your Elfunds MicroFinance debit card, the amount charged to your checking account is rounded up to the next dollar, and the difference is automatically transferred to the account of your choice. Saving money has never been so simple!

Ready to Get Started?

We are ready to help you with your challenges

Our advisors are eager to assist! To get started, please contact us or reach out online. Of course, you can always begin your application online at any time and from any location.